
Synovus Financial
Synovus Financial Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Synovus Financial has 1.4 star rating based on 32 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: It used to be a good bank before they bought it, Was nice when i opened bank account, About every other person at bank except for this teller today.
Cons: Horrible customer service and they charge fees unfairly, Just about everything, Lecture from customer service about policy and procedure.Recent recommendations regarding this business are as follows: "Find another bank. Synovus is now worse than all the big banks. There are still many small town banks that deserve your money more.", "Do not download the Gateway app. It's garbage, IMO", "Do not bank with Synovus if you plan to use their debit card or credit card. They will not protect you should your account be compromised.", "Do not bank at SYNOVUS", "Maybe".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Synovus Financial has 1.4 star rating based on 32 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: It used to be a good bank before they bought it, Was nice when i opened bank account, About every other person at bank except for this teller today.
Cons: Horrible customer service and they charge fees unfairly, Just about everything, Lecture from customer service about policy and procedure.Recent recommendations regarding this business are as follows: "Find another bank. Synovus is now worse than all the big banks. There are still many small town banks that deserve your money more.", "Do not download the Gateway app. It's garbage, IMO", "Do not bank with Synovus if you plan to use their debit card or credit card. They will not protect you should your account be compromised.", "Do not bank at SYNOVUS", "Maybe".
Most users ask Synovus Financial for the refund as a solution to their issues.
Media from reviews













This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Dishonest practices
I had a small line of credit with them for many years. Back in 2018, I had a balance of $3,888.75.
I developed a very aggressive cancer. I only had catastrophic medical coverage as I was always perfectly fit up until this and everybody knows how expensive medical insurance can be. I had to quickly come out of pocket for the doctor, many expensive tests, MRIs, etc. It sucked my saving dry quickly while I waited for approval for financial assistance.
I missed a payment and Synovus immediately listed my account as a charge off on my credit reports. I paid off the loan quickly in full, but Synovus refused to remove the derogatory words "charge off" from my credit reports. I could have not paid them and my credit report would have remained the same, but I am a responsible person and made them whole and satisfied. I contacted them several times and even disputed it on all three credit bureaus, however they refused to make me whole by removing the derogatory.
Once upon a time, Synovus was a great bank.
Now they are even worse than Wells Fargo and Bank of America. If I could give them zero stars, the rating would be more accurate.
The first two comments implied that Synovus would never put an account in charge off status for a missed payment. Please take a look at a screenshot of my payment history on my credit report. I paid off my loan to Synovus, not a collections company.
If Synovus had to forward that money to a collections company, that's Synovus's fault for sending it to a collections company too soon after a single missed payment. That's just BAD BUSINESS!
- Used to be a great bank
- Are now a lousy bank
Preferred solution: Remove the derogatory "charge off" from all my credit reports, as I paid the loan off in full. It would cost them nothing to do this.
User's recommendation: Find another bank. Synovus is now worse than all the big banks. There are still many small town banks that deserve your money more.

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Jamie
Title: Frustration Galore: Jamie the Virtual Assistant at Synovus
Rating: (1/5)
I can't even begin to express how utterly disappointed and frustrated I am with Jamie, the virtual assistant at Synovus. It's almost comical how unhelpful and infuriating this so-called "assistant" is.
First of all, the biggest issue is Jamie's complete inability to understand even the simplest of inquiries.
I've tried asking basic questions about my account, transactions, and policies, and it's as if I'm talking to a brick wall. I'm left repeating myself over and over, hoping that maybe, just maybe, Jamie will comprehend what I'm saying. Spoiler alert: it never happens.
What's even worse is Jamie's unwillingness or inability to connect me to a human customer service representative. It's like he's programmed to keep customers in a never-ending loop of frustration.
When it's clear that I need human assistance, Jamie just repeats the same pre-programmed responses, leaving me banging my head against the keyboard in frustration.
I understand that virtual assistants are supposed to make life easier, but Jamie has achieved the opposite. He's turned what should be a straightforward and efficient banking experience into an exercise in maddening futility. It's as if Synovus doesn't value its customers' time and patience at all.
I'm at a loss for words when it comes to Jamie's incompetence. If I could give zero stars, I would.
Synovus, you seriously need to rethink your choice of virtual assistant technology, or at the very least, make sure it can actually provide the help and support your customers deserve. Jamie, you're an absolute disaster.

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI have been with Synovus for nearly 30 years, filing my first dispute this autumn after noticing fraudulent Lyft transactions totaling over $100 in my account. Synovus failed to provide me refunds.
Having been a customer for nearly thirty years, I assumed my bank would protect me when I had fraud on my account for the first time ever. I had four fraudulent LYFT debits present against my account, totaling over $100, for which I filed disputes straight away.
I was shocked to see that Synovus mailed me letters stating their investigation showed these four transactions were valid, despite me sharing no one has access to my card that is associated with my sole owner account, and I was not traveling at all this autumn.
Synovus would not provide me any details as to precisely what they researched and how they came to this false conclusion.
It is sad to think other banks go out of their way to protect their clients, make their accounts whole if/when their information has been accessed/compromised without their authorization, and openly share their findings with their clients.
As a long-term customer and a former employee of Synovus, I can say a recommendation of this bank will never come from me again. I will be moving my remaining funds to my other banks as soon as possible.
- Swift response to secure message submissions
- Do not protect the client if there has been fraud
Preferred solution: Full refund
User's recommendation: Do not bank with Synovus if you plan to use their debit card or credit card. They will not protect you should your account be compromised.

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Service fees 36 dollars
Their Gateway app is simply terrible, with support that gives steps that go nowhere.
User's recommendation: Do not download the Gateway app. It's garbage, IMO
I had a loan, paid off these people changed my loan to a cash loan and have been robbing me fo years … u cannot get nobody to call u back they put a debt collector in charge of my paid off loan and …
User's recommendation: Do not bank at SYNOVUS
Poss fraud to debit, text from synonyms, locking card, 2 hrs on hold, customer service will not answer
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Customer service
Preferred solution: Check verification
User's recommendation: Maybe
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerFiled disputed
If possible to leave zero stars i would have. Ive banked with synovus for almost 8 years & never had any issues then i got married and 2 days later covid happened and everything was closed and on lockdown so i couldnt add my husband to my bank account but thinking it wouldnt be a problem he had his unemployment benefits deposited into my account we never had any compliants or issues.
Since he had been out of work we had got behind on some bills and once we recieved the majority of his back pay we paid them but synovus froze my account and began sending my bills back unpaid even though the money was there i have two small children and my power was disconnected because i didnt know the bills were being returned in fact synovus never contacted me at all in any way to tell me anything about the account what was happening or why instead they froze my account for 18 weeks with no notice or information when they went and checked the he acocunt they saw the deposits for my husband & returned everyone of them leaving only $20 in my account then took $10 of that and closed my account with only a letter to tell me that my account was being closed and I would recieve a check for the remaining funds but no explanation or reason. I had never bounced a check the account wasnt overdrawn nothing. There was an external ach transfer between my husbands chime account and mine where we tried to move money from his to mine and they let one go through then froze the account and said they returned the second one only they did not i tried to get help in seeing what happened since it was a 10k transfer and was told by one branch it never existed despite my notifications & emails from synovus & the other bank and was treated so rudely i was shocked so i asked if they could give me something stating what they had told me so i could try to take it up with the other bank & was told NO but i didnt need to continue bothering them i needed to take it up with my other bank (who had already provided me with evidence where the money was pulled by synovus; which they said never happened) and this is after theyve had me wait 3 weeks for an answer to my inquiry about the funds from the transfer then a second branch told me that all they found was one for 9999$ and gave me a copy of deposits that went into my account 4 days after it was frozen and i was unable to make transfers i also found 3 more large deposits made in a two day period after that one that i had no knowledge of but not the one i was looking for i recieved no response to the emails i sent and customer service told me twice that they didnt know how to find it and there was nothing else i could do that they knew of to locate it. I wouldnt do business with them they have the worst customer service they lie & apparently are ok with stealing money besides not notifying me at anytime anything about my account or what was going on not even after they conducted their review or closed the account i still have been told no reason for any of it.
They did all of this during the height of a pandemic at that. I no longer trust banks after having to learn the laws etc myself and i realized what they can do with my money i no longer keep money in any bank except what i use for payng bills nothing extra i work to hard and have two children i have to care for i cant have them stealing my money especially when they then treat me like i am the one who Has done something wrong
- Just about everything
Preferred solution: Location of my funds from the money transfer and to know why my account was closed & i was never told anything
User's recommendation: Find a different bank if u insist on using a bank but best read the power they have over your binder before you decide
Customer service is terrible.
User's recommendation: Find another bank
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Gateway Digital Banking issues, lack of support and accountability, staff perpetually confused
Preferred solution: Let the company propose a solution
User's recommendation: Commercial banking client: Was great. Now average.
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerA client of your frauded me 3500 to get a house so I can live , her name is breonna, the I found out it was a scamm n texted her, she blocked me since ….I don’t live anywhere because that was all ave
Preferred solution: Full refund
Terrible bank
Unsatisfactory on line service
User's recommendation: Use a different bank
Unable to support customers
Preferred solution: need them to close up shop and admit they are not supporting their customers. Will not accept anything but complete closure of all branches and services.
User's recommendation: don't use these guys
Phone support is utterly useless
User's recommendation: Just use a different bank. Don't expect any help.
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"I missed a payment " It's highly unlikely that a bank would charge off an account for a single missed payment. It can take months for an account to be charged off.
Either way, the account was in fact charged off for none payment. There's no reason for them to change that status because you have a compelling reason.
This is what you agreed to when you took their money. It's time to move on....
I updated my review with a screenshot of my payment history. As you can see, I missed one single payment and they immediately put it in charge off status.
I would have posted the pic here, but the comment reply would not allow me to post a pic here. Very shady business practice by Synovus.
I don’t know what “immediately “ was in your case, but there is no way it went to collections until the payment was 90 days past due. Synovus loses too much money selling your debt and not even trying to collect it.
Regardless, it will remain as a “charge off” because they sold it. You are paid in full to the collection agency, but the Synovus account will stay as a charge off for 7 years on the credit reports.
I updated my review with a screenshot of my payment history. As you can see, I missed one single payment and they immediately put it in charge off status.
I would have posted the pic here, but the comment reply would not allow me to post a pic here. Very shady business practice by Synovus.